Private student loans are education loans that are provided by independent private banks and lending institutions, and are not affiliated in any way with the Department of Education. They can provide money to students who need to bridge the gap between what they may receive via federal aid and other types of awards and what [...]

Another common question I hear from both student and parent borrowers, and the quick answer is no, you cannot obtain a private student loan with no credit check. The only exception to this is if you already have gotten a student loan with a particular private lender, as they may be willing to bypass running [...]

A common question I receive from both student and parent borrowers is in regard to the existence of so-called bad credit student loans, and how to apply for student loans with bad credit. The truth is that there is no specialized type of bad credit student loan, and rather the best answer I can give [...]

Getting the financing you need to attend college isn’t as simple as it used to be. Back even forty years ago, going to college only cost a small fraction of what it costs today, and most students didn’t even have to worry about taking out loans to pay for college. This has of course changed [...]

If you have bad credit or no credit then your options when it comes time to apply for private student loans are going to be different than if you had an established credit history. This is because it is going to be difficult for you to get approved for the vast majority of private student [...]

One of the biggest misconceptions about getting financial aid to pay for college is whether you can get a private student loan when you have bad credit, or no credit. The answer is that you can, but there is a significant catch involved. If want to get a private student loan when you have bad [...]